The Perfect Pair for the Holidays.

This holiday season, treat yourself to something truly rewarding! Open an It'sMyCU Checking Account and It'sMyCU Visa® Rewards Credit Card together and enjoy the perfect bundle—made to simplify your spending and maximize your savings.

With one easy step, you’ll unlock convenience, exclusive rewards, and $200 cash just for you.* Whether you’re shopping for gifts, traveling, or planning for the new year, this bundle makes every purchase a little brighter.

Your Smart Bundle¹ Includes:

• It'sMyCU Checking Account:

• Simple, everyday access to your money
• Contactless instantly issued debit card
• Easily transfer money to friends and family
• No minimum balance
• Easy Saver account earning up to 10% APY²

• It'sMyCU Visa® Credit Card:

• 0% APR³ on purchases for the first 6 months
• Competitive rates
• 1% cash back every time you use your Visa® Credit Card
• Additional offers on the cash back mall
• Contactless cards for easy, secure, tap to pay transactions
• No annual fee
• No balance transfer fees
• Unlimited balance transfers
• 0% APR³ for 6 months or 5.9% APR³ for 12 months on balance transfers

• $200 CASH¹ for you
• AND SO MUCH MORE!

Already a member but want to add a checking account:

Not currently a member:

• 0% interest on purchases for 6 months*
• Competitive APR
• 1% cash back on all purchases
• Additional offers available on the cash back mall
• No annual fee
• No balance transfer fees
• Promotional Balance Transfer Rates:

• 0% for 6 months or 5.9% for 12 months

• Download the CU Cards app to make payments, freeze your card, and set up travel notifications
• Contactless
• Digital issuance

*Introductory rate for new credit card holders only.

The interest rate will move to 19.9% 6 months after account is opened.

With the It'sMyCU Rewards Credit Card, you will have access to the Cash Back Mall! 

• Access through your online banking.
• Redeem your rewards in the Cash Back Mall. 
• Rewards can be processed as a statement credit on your credit card or deposited into your It'sMyCU account. 
• You will also have access to additional cash back rewards at other merchants. 

• 0% interest on purchases for 6 months
• Competitive APR

• Rates as low as 9.9%*

• No balance transfer fees
• Promotional Balance Transfer Rates:

• 0% for 6 months or 5.9% for 12 months

• No annual fee
• Easy payment options

• Automatic payments, phone, email, chat, online, mobile app, mail, or in person

• Contactless
• Digital Issuance

*Certain qualifications apply. The interest rate will move to a rate as low as 9.9% 6 months after account is opened. Rate is based on creditworthiness.

Looking to transfer a credit card balance? We've got you covered!

• No Annual Fee
• No Balance Transfer Fee
• 0% APR for 6 months or 5.9% APR for 12 months on transferred balance
• Every balance transfer receives the rate discount!

A Share Secured Card is a great way to help build or improve credit!

• Automatic Approval - Choose your own limit with a minimum of $250! Requested limit requires matching funds in an account with It'sMyCU.
• No Credit Check Required
• 0% interest on purchases for 6 months
• No balance transfer fees
• Promotional Balance Transfer Rates:

• 0% for 6 months or 5.9% for 12 months

• No annual fee
• Easy payment options

• Automatic payments, phone, email, chat, online, mobile app, mail, or in person

• Contactless
• Digital Issuance

*Certain qualifications apply

The interest rate will move to a rate of 16.9% 6 months after account is opened. Rate is based on creditworthiness.

1. To qualify, checking account and Visa® Rewards Credit Card must be opened on the same day. Visa® Credit Card must reach a $500 balance within 60 days of opening. Checking account must be used as a primary checking account to be deemed active. $20 one time membership fee. 
2. APY = Annual Percentage Yield. Easy Saver earns 10% APY on balances up to $1000. Earns .5% APY on any balance over $1000.
3. APR = Annual Percentage Yield. Restrictions Apply. Credit approval required. 19.90% APR after introductory period. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. Credit Card must be It'sMyCU Visa Rewards Credit Card. 

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