Transfer a Balance

Looking to transfer a credit card balance? We've got you covered!

  • No Annual Fee
  • No Balance Transfer Fee
  • 0% APR for 6 months or 5.9% APR for 12 months on transferred balance*
  • Every balance transfer receives the rate discount!

*APR = Annual Percentage Rate. Restrictions apply. Credit approval required. The interest rate will move to a rate as low as 9.9% APR six months after account is opened. Rate is based on creditworthiness.  Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties.

Rewards Credit Card!

  • 0% interest on purchases for 6 months*
  • Competitive APR
  • 1% cash back on all purchases
  • Additional offers available on the cash back mall
  • No annual fee
  • No balance transfer fees
  • Promotional Balance Transfer Rates:
  • 0% for 6 months or 5.9% for 12 months
  • Download the CU Cards app to make payments, freeze your card, and set up travel notifications
  • Contactless
  • Digital issuance

*Introductory rate for new credit card holders only.

The interest rate will move to 19.9% 6 months after account is opened.

Cash Back Mall

With the It'sMyCU Rewards Credit Card, you will have access to the Cash Back Mall! 

  • Access through your online banking.
  • Redeem your rewards in the Cash Back Mall. 
  • Rewards can be processed as a statement credit on your credit card or deposited into your It'sMyCU account. 
  • You will also have access to additional cash back rewards at other merchants. 

It'sMyCU Visa Credit Card

  • 0% interest on purchases for 6 months
  • Competitive APR
  • Rates as low as 9.9%*
  • No balance transfer fees
  • Promotional Balance Transfer Rates:
  • 0% for 6 months or 5.9% for 12 months
  • No annual fee
  • Easy payment options
  • Automatic payments, phone, email, chat, online, mobile app, mail, or in person
  • Contactless
  • Digital Issuance

*Certain qualifications apply. The interest rate will move to a rate as low as 9.9% 6 months after account is opened. Rate is based on creditworthiness.

Share Secured Credit Card

A Share Secured Card is a great way to help build or improve credit!

  • Automatic Approval - Choose your own limit with a minimum of $250! Requested limit requires matching funds in an account with It'sMyCU.
  • No Credit Check Required
  • 0% interest on purchases for 6 months
  • No balance transfer fees
  • Promotional Balance Transfer Rates:
  • 0% for 6 months or 5.9% for 12 months
  • No annual fee
  • Easy payment options
  • Automatic payments, phone, email, chat, online, mobile app, mail, or in person
  • Contactless
  • Digital Issuance

*Certain qualifications apply

The interest rate will move to a rate of 16.9% 6 months after account is opened. Rate is based on creditworthiness.

CONTACT US:

Routing #: 271186931

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