• 0% interest on purchases for 6 months*
• Competitive APR
• No annual fee
• No balance transfer fees
• Promotional Balance Transfer Rates:

• 0% for 6 months or 5.9% for 12 months*

*Restrictions apply. Credit approval required. Annual Percentage Rate. Late charges may apply. $20 membership fee. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. The interest rate will move to a rate as low as 9.9% six months after account is opened. Rate is based on creditworthiness.

• 0% interest on purchases for 6 months*
• Competitive APR
• 1% cash back on all purchases
• Additional offers available on the cash back mall
• No annual fee
• No balance transfer fees
• Promotional Balance Transfer Rates:

• 0% for 6 months or 5.9% for 12 months

• Download the CU Cards app to make payments, freeze your card, and set up travel notifications

*Introductory rate for new credit card holders only.

The interest rate will move to 19.9% 6 months after account is opened.

With the It'sMyCU Rewards Credit Card, you will have access to the Cash Back Mall! 

• Access through your online banking.
• Redeem your rewards in the Cash Back Mall. 
• Rewards can be processed as a statement credit on your credit card or deposited into your It'sMyCU account. 
• You will also have access to additional cash back rewards at other merchants. 

Looking to transfer a credit card balance? We've got you covered!

• No Annual Fee
• No Balance Transfer Fee
• 0% APR for 6 months or 5.9% APR for 12 months on transferred balance

A Share Secured Card is a great way to help build or improve credit!

• Automatic Approval - Choose your own limit with a minimum of $250! Requested limit requires matching funds in an account with It'sMyCU.
• No Credit Check Required
• 0% interest on purchases for 6 months
• No balance transfer fees
• Promotional Balance Transfer Rates:

• 0% for 6 months or 5.9% for 12 months

• No annual fee
• Easy payment options

• Automatic payments, phone, email, chat, online, mobile app, mail, or in person

*Certain qualifications apply

The interest rate will move to a rate of 16.9% 6 months after account is opened. Rate is based on creditworthiness.

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