Why settle for one when you can get more? For a limited time only, open an It'sMyCU Checking Account and It'sMyCU Visa® Credit Card together and enjoy the perfect banking bundle.

With one easy step, you’ll unlock convenience, savings, and rewards—built just for you.

Your Smart Bundle Includes:

• It'sMyCU Checking Account:

• Simple, everyday access to your money
• Contactless instantly issued debit card
• Easily transfer money to friends and family
• No minimum balance
• Easy Saver account earning up to 10% APY**

• It'sMyCU Visa® Credit Card:

• 0% APR*** on purchases for the first 6 months
• Competitive rates
• 1% cash back every time you use your Visa® Credit Card
• Additional offers on the cash back mall
• Contactless cards for easy, secure, tap to pay transactions
• No annual fee
• No balance transfer fees
• Unlimited balance transfers
• 0% APR*** for 6 months or 5.9% APR*** for 12 months on balance transfers

• $200 CASH* for you
• AND SO MUCH MORE!

Already a member but want to add a checking account:

Not currently a member:

*Restrictions Apply. Credit approval required. Checking Account must be deemed active as a primary account. Credit Card must be It'sMyCU Visa Rewards Credit Card. To qualify, checking account and Visa® Credit Card must be opened on the same day. Visa® Credit Card must reach a $500 balance within 60 days of opening. **Annual Percentage Yield. Restrictions Apply. Checking account required. Earns 10% APY on balances up to $1000. Earns .5% APY on any balance over $1000. ***19.90% APR after introductory period. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties.

• 0% interest on purchases for 6 months*
• Competitive APR
• 1% cash back on all purchases
• Additional offers available on the cash back mall
• No annual fee
• No balance transfer fees
• Promotional Balance Transfer Rates:

• 0% for 6 months or 5.9% for 12 months

• Download the CU Cards app to make payments, freeze your card, and set up travel notifications
• Contactless
• Digital issuance

*Introductory rate for new credit card holders only.

The interest rate will move to 19.9% 6 months after account is opened.

With the It'sMyCU Rewards Credit Card, you will have access to the Cash Back Mall! 

• Access through your online banking.
• Redeem your rewards in the Cash Back Mall. 
• Rewards can be processed as a statement credit on your credit card or deposited into your It'sMyCU account. 
• You will also have access to additional cash back rewards at other merchants. 

• 0% interest on purchases for 6 months
• Competitive APR

• Rates as low as 9.9%*

• No balance transfer fees
• Promotional Balance Transfer Rates:

• 0% for 6 months or 5.9% for 12 months

• No annual fee
• Easy payment options

• Automatic payments, phone, email, chat, online, mobile app, mail, or in person

• Contactless
• Digital Issuance

*Certain qualifications apply. The interest rate will move to a rate as low as 9.9% 6 months after account is opened. Rate is based on creditworthiness.

Looking to transfer a credit card balance? We've got you covered!

• No Annual Fee
• No Balance Transfer Fee
• 0% APR for 6 months or 5.9% APR for 12 months on transferred balance
• Every balance transfer receives the rate discount!

A Share Secured Card is a great way to help build or improve credit!

• Automatic Approval - Choose your own limit with a minimum of $250! Requested limit requires matching funds in an account with It'sMyCU.
• No Credit Check Required
• 0% interest on purchases for 6 months
• No balance transfer fees
• Promotional Balance Transfer Rates:

• 0% for 6 months or 5.9% for 12 months

• No annual fee
• Easy payment options

• Automatic payments, phone, email, chat, online, mobile app, mail, or in person

• Contactless
• Digital Issuance

*Certain qualifications apply

The interest rate will move to a rate of 16.9% 6 months after account is opened. Rate is based on creditworthiness.

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